So many meanings.
Past tense implies hindsight.
In retrospect
I have Obnoxious luck.

Which traffic ticket?
Boston? Union? 240?
Dark humor clouds
hovering above me.

Luck of the draw
Genetic jackpot
If that dragon doesn’t
give you cancer.

There is that time
I met a friend
after Officer Cherry
served and protected us.

Or the chance I took
On a stranger
Gut trusted, salvation achieved
Lucky me.